Plan A - Comprehensive Cover

If you are planning a holiday by yourself or with a partner and family then this is the insurance choice for you. You have most likely pre-booked some accommodation, tours or car hire and have a fairly light schedule to keep to. You more than likely have a date set for your return, so you cannot afford any unforeseen delays.

*Sub Limits Apply

This is only a summary of the benefits. Please read the product disclosure statement carefully for the complete details of "What We Will Pay" and "What We Will Not Pay" and which types of cover are provided under each plan. Importantly, please note that exclusions do apply as well as limits to the cover and these are set out in the product disclosure statement. All benefits and premiums are in Australian Dollars. Amount Payable (includes premium, stamp duty and GST where applicable)  

Plan B - Australia Only Cover

This is the policy for you if you are travelling around Australia and you are a citizen or resident of Australia. Choose this policy if you have some pre-booked accommodation or an entire airfare that is not refundable or not changeable.  

*Sub Limits Apply

This is only a summary of the benefits. Please read the policy document carefully for the complete details of "What We Will Pay" and "What We Will Not Pay" and which types of cover are provided under each plan. Importantly, please note that exclusions do apply as well as limits to the cover and these are set out in the policy document. All benefits and premiums are in Australian Dollars. Amount Payable (includes premium, stamp duty and GST where applicable)  

Plan C - Budget Cover

This policy covers you for unlimited overseas emergency medical assistance as well as emergency medical and hospital expenses, and is a cheaper alternative than the Comprehensive Cover available for Plan A.

 *Sub Limits Apply

This is only a summary of the benefits. Please read the policy document carefully for the complete details of "What We Will Pay" and "What We Will Not Pay" and which types of cover are provided under each plan. Importantly, please note that exclusions do apply as well as limits to the cover and these are set out in the policy document. All benefits and premiums are in Australian Dollars. Amount Payable (includes premium, stamp duty and GST where applicable)

Plan D - Frequent Traveller

With an annual premium of $624 you can travel for 37 days at a time for leisure or 90 days at a time for business as many times as you like within the 12 months both domestically and internationally.

Other Extras

• Increase the luggage cover for any special items you wish to take
• Various types of cover from budget to comprehensive

Existing medical conditions

Travel Insurance automatically covers many existing medical conditions and a detailed list can be found on the Policy Disclosure Statements shown below. If your condition falls outside these criteria, cover can still be applied by completing a medical assessment form and by paying an additional premium.

"If you can't afford travel insurance, you can't afford to travel"

Source (smarttraveller.gov.au)

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