To compare travel insurance online can be a challenging task. You have to read through pages of long policy documents and try to understand the often complicated legal language used by many insurers.

Here are some simple tips on how to make a travel insurance comparison easier for you and what to look out for when checking different policies.

Compare Excess

An excess is the first amount of a claim that the insurer will not pay for. Most travel insurance companies include an excess on their policies. Excesses can range from $0 to $500+. When comparing travel insurance policies make sure you are comparing like for like excess levels.

Example using a $500 excess: You lose your new $490 iPod on your holiday. Because your excess is higher than the value of the claim, your travel insurance company won’t cover you.

Compare exclusions

Sometimes more importantly than what the policy covers, is what it doesn’t cover. When you do your travel insurance comparisons, look out for what the policy does not cover. For example, injuries sustained in terrorist attacks, civil unrest, natural disasters or insolvency of travel service providers.

Emergency assistance – travel insurance compared

Having professional and experienced emergency assistance can be vital if you suffer a severe injury or illness whilst abroad. Many travel insurance providers outsource their emergency assistance, leaving customers to deal with staff from a third party company in their time of need.

Compare cancellation policies

You’ve probably paid a lot of money for your trip, the last thing you want to be left with is cancellation fees if something happens and you can no longer travel.

There are an infinite number of reasons you may need to cancel a trip. Maybe a family member becomes ill or something happens to you. For any travel insurance compare the cancellation section of your policy carefully. Cheap family travel insurance does not always guarantee quality. 

Purchase your Travel Insurance with

Travel Insurance Saver

and get a Holiday Card

Valued at $98 FOR FREE!

Useful Links 

Cheap Travel Insurance
Backpackers Travel Insurance
Domestic Travel Insurance  
Annual Travel Insurance 
Budget Travel Insurance
Cheapest Travel Insurance
International Travel Insurance
Travel Insurance online
Best Travel Insurance

Remember to buy online to redeem cheap comprehensive insurance.