Travel Insurance Saver
Single Trip Annual Multi Trip
    28
    March
    2024
    29
    March
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically.

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    History in Brazil

    Extras

    The arrival of the first indigenous peoples, over 8,000 years ago who by crossing the Bering land bridge into Alaska then entered the rest of North and Central America. 

    The European first to discover Brazil was Portuguese Pedro Álvares Cabral on April 22, 1500. From the 16th to the 19th centuries, Brazil was a colony of Portugal. 

    On September 7, 1822, the country declared its independence from Portugal and became a constitutional monarchy, the Empire of Brazil. 

    A military coup in 1889 established a republican government. 

    Prior to the arrival of Europeans Brazil had as many as 2,000 nations and tribes. 

    In the first century after its European discovery, the country's major export—giving its name to Brazil—was brazilwood. 

    Starting in the 17th century, sugarcane became the base of Brazilian economy and society, with the use of black slaves on large plantations to make sugar production for export to Europe. 

    Africans became a substantial section of Brazilian population, and long before the end of slavery (1888) they had begun to merge with the European Brazilian population through miscegenation and mulatto work rights. 

    In 1808, the Portuguese court, fleeing from Napoleon's invasion of Portugal during the Peninsular War in a large fleet escorted by British men-of-war, moved the government apparatus to its then-colony, Brazil, establishing themselves in the city of Rio de Janeiro. From there the Portuguese king ruled his huge empire for 13 years. 

    Pedro II was deposed on November 15, 1889, by a Republican military coup led by General Deodoro da Fonseca, who became the country's first de facto president through military ascension. The country's name became the Republic of the United States of Brazil (which in 1967 was changed to Federative Republic of Brazil.) From 1889 to 1930, the government was a constitutional democracy, with the presidency alternating between the dominant states of São Paulo and Minas Gerais. 

    In the late 19th century, coffee started to replace sugar as the country's main export crop. The coffee trade caused Brazil to thrive economically, attracting many European immigrants—particularly from Italy and Germany. 

    This period, known as the "Old Republic", ended in 1930 with a military coup that placed Getúlio Vargas, a civilian, in the presidency. 

    A military junta took control in 1930. Getúlio Vargas took power soon after that and would remain as dictatorial ruler (with a brief democratic period), until his suicide in 1954. 

    A democratic regime prevailed 1945–64, during which the capital was moved from Rio de Janeiro to Brasília. 

    Back to Brazil Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.