Schedule of Benefits

1 Travel Services Provider Insolvency

The cover if your journey has to be re-arranged or cancelled due to the insolvency of a travel services provider.

Plan I cover - $10,000

2 Overseas Medical And Dental

Cover for overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses.

Plan I cover -$unlimited

Medical cover will not exceed 12 months from onset.

3 Additional Expenses

Cover for additional accommodation and transportation expenses as a result of certain events including sickness, natural disasters, loss of travel documents and strikes.

Plan I cover - $Unlimited

4 Amendment Or Cancellation Costs

Cover, if due to unforeseen circumstances outside your control your journey has to be re-arranged or cancelled e.g. illnesses, accidents, extreme weather conditions, exam re-sit or retrenchment.

Plan I cover - $Unlimited

5 Luggage And Travel Documents

Luggage - Cover for loss, theft or damage.
Travel documents – cover for replacement cost if lost or stolen.

Plan I cover - $12,000

Item limits apply – click here to view.

6 Delayed Luggage Allowance

Cover for the cost of essential emergency purchases overseas if all your luggage is delayed by a transport provider. Delays of over 24 hours – up to $500. Delays of over 72 hours –

Plan I cover - up to $1,000.

7 Money

Cover for cash which is lost or stolen from your person.

Plan I cover - $200

8 Rental Car Insurance Excess

Cover for the excess you become liable to pay as a result of damage to, or theft of, a rental car.

Plan I cover - $4,000

Extra cover available – click here to view.

9 Travel Delay

Cover for additional accommodation expenses if your scheduled transport is delayed over 6 hours.

Plan I cover - $2,000

10 Resumption Of Journey

Cover for the cost to return from overseas if you have to return to Australia early as a result of the ill-health of a relative or business partner in Australia.

Plan I cover - $3,000

11 Special Events

Covers additional costs to get you to a special event (as defined) if you would miss it due to unforeseen circumstances outside your control.

Plan I cover - $2,000

12 Hospital Incidents

$50 per night if you are hospitalised overseas due to a disabling injury or sickness, provided you are in hospital for at least 48 hours.

Plan I cover - $8,000

13 Hijacking

$1,000 for each 24 hour period you are forcibly detained on a hijacked public transport vehicle.

Plan I cover- $8,000

14 Loss Of Income

Benefit payable if, due to an injury sustained during your journey, you are unable to work on your return to Australia.

Plan I cover- $9,000

Up to $1,500 per month.

15 Disability

Benefit payable if, due to an injury sustained during your journey, you suffer total loss of sight in one or both eyes or total loss of the use of a limb.

Plan I cover - 25,000