Options to Vary

Varying the Excess

The excess is the first amount of a claim which we will not pay for. You can choose
from a range of alternate excesses. The higher the excess the lower the amount
payable. Your chosen excess will be shown on your Certificate of Insurance.

Increase Luggage Items Limits

A $250 item limit applies to any one item, set or pair of items (including accessories).
You can increase this limit up to $4,500. For multiple items the overall increase in limits cannot exceed $7,000. Receipts or valuations (less than 12 months old) must be attached to your Enrolment Form.

Add Rental Car Insurance Excess Cover

This section of cover is not automatically included in this policy. You can add up to $3,500 by paying an additional premium. You can obtain a quote from Travel Insurance Saver.

Motorcycle / Moped Riding

If you wish to be covered for riding a motorcycle (including a moped) as the driver or pillion passenger during your journey, you must pay an extra premium.

Even if you pay the extra premium you will only be covered if:

  • The engine capacity is 200cc or less
  • You’re wearing a helmet
  • You’re not participating in a professional capacity
  • You’re not racing
  • Whilst in control of a motorcycle, you hold a licence valid in the relevant country
Note: No cover will apply under Section 7 Personal Liability.

If you wish to be covered for these activities during your journey, you must pay an extra premium. Please ask the agent for a quote.

Even if you pay the extra premium you will only be covered if:

  • You are skiing or snowboarding on-piste 
  • You are not racing
  • You are not participating in a professional capacity

 

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Useful Links

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If you have any questions please call Covermore on 1300 72 88 22

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