We will give you the insurance cover described in this policy in return for receiving the total amount payable.
This policy is issued on the basis that, and it is a condition of this policy that:

• You are not aware of any circumstance which is likely to give rise to a claim.
• You are a permanent resident of Australia, or a non-resident of Australia travelling
  on international Plan IB cover, and will be returning to Your country of
  residence at the completion of the Period Of Insurance and within 12 months of
  the journey commencing.
• If you purchase the Annual Multi-Trip Policy, cover will only extend to a journey
  that involves travel to a destination which is more than 250 kilometres from your
  home.

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If you have any questions please call Covermore on 1300 72 88 22