Policy Options

The following policy options are available to you:

Cover for one journey of up to 18 months* in duration.

Plans available:

• International (Plan TI) ....................................................... see Schedule of Benefits

*Restrictions may apply depending on your age / duration / destination.

Annual Multi Trip

An annual policy that covers any number of journeys, where your destination is more than 250km’s from your home.

Plans available:

• International (Plan TI) ........................................................see Scedule of Benefits Includes cover for travel within Australia.
  Choose a maximum of 30, 45 or 60 days per journey.
  Your maximum number of days will influence your premium.

After selecting a Single Trip or Annual Multi-Trip policy please see Existing Medical Conditions for options to vary cover.

Excess Choices

On International Plan TI, you can choose your excess. The excess options we currently have available are $Nil, $100 and $250. Higher excesses may also be available. If you would prefer a higher excess, please ask the agent for a quote. The higher the excess you choose, the lower the premium. Your excess will be shown on your certificate of insurance.

Significant Benefits And Features Of Each Policy Plan

The levels of benefits for each Plan are outlined on the Schedule of Benefits. Please refer to the Policy Wording section for further details of this insurance cover, including the terms and conditions and general exclusions that may apply.