Overseas Medical and Dental Savemore

If during the Period Of Insurance You suffer a Disabling Injury, Sickness or Disease:

1. We will pay the usual and customary cost of medical treatment and ambulance transportation which is provided outside Australia by or on the advice of a qualified medical practitioner.
2. We will also pay up to $500 for emergency dental treatment which is provided outside Australia by or on the advice of a qualified medical practitioner or dentist.

Medical cover will not exceed a maximum of 12 months from the date of suffering the Disabling Injury, Sickness or Disease.

We Will Not Pay For:

1. Medical treatment, dental treatment or ambulance transportation which is provided in Australia. This exclusion does not apply to medical treatment provided whilst on a ship (including cruise ship, passenger ship or passenger ferry) even if that ship is within Australian territorial waters. However, this additional benefit does not apply to any medical treatment provided on Australian inland waterways or whilst the ship is tied up in an Australian port.
2. Dental treatment caused by or related to the deterioration and/or decay of teeth or associated tissue or involving the use of precious metals.
3. The continuation or follow-up of treatment (including medication) started prior to Your Journey.