Section 12

If during the Period Of Insurance you suffer an injury caused solely and directly by violent, accidental, visible and external means (not caused by a sickness or disease) resulting in your permanent total loss of sight in one or both eyes or the permanent total loss of use of one or more limbs within one year of the date of the accident, we will pay you the amount shown in the Plan purchased.

The maximum benefit limit for this section is:

Plan IB: No Cover

*Maximum liability collectively for Section 11, 12 and 13 is $10,000

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